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#1. Re: [E36M3] Re: Klunk Found and Weeping Seals - from John Van Houten
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Date: Tue, 10 Sep 2002 14:00:29 -0500 From: "John Van Houten" <jvh_lists@ix.netcom.com> Subject: Re: [E36M3] Re: Klunk Found and Weeping Seals > Hmm, that's interesting. What shocks/springs? I'm trying to remember whether > I trimmed my rear bump stops or not when I put the H&R/Konis on, but it was > so long ago I forget. Think I'll go and look... I'm running the Koni SAs and Eibach Pro-kit springs with a RD 26mm front sway bar and stock rear sway bar. With the cut bumpstops (~20mm), I was getting excessive body rol in the rear (duh) resutling in corner entry and mid-corner oversteer. John
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#2. Re: [E36M3] Re: Klunk Found and Weeping Seals - from John Van Houten
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Date: Tue, 10 Sep 2002 14:03:27 -0500 From: "John Van Houten" <jvh_lists@ix.netcom.com> Subject: Re: [E36M3] Re: Klunk Found and Weeping Seals > Hmmm...tough to recall...and a tough call, but I trimmed my rear bumpstops a > while ago and didn't notice any bumping or anything (I have stock springs and > koni replacements). Keep in mind that the cat/exhaust connection is pretty > flexible in terms of the final connection and resting place and you have it > setup to where there's very little clearance. For example, on different > attempts, I've gotten the exhaust (AA gen III) to band against the rear > subframe carrier (the piece that most people jack the car from) and the swaybar > (eibachs). Set just right, no rubbing/clunking/banging at all. I had recently replaced the exhaust hangers and repositioned the exhaust when I had my problem, so I knew it wasn't that. I still checked, and rechecked the hangers since they have a tendancy to loosen up, but it wasn't the problem. John
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#3. Re: [E36M3] Re: USAA Insurance - from matthew c. mead
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Date: Tue, 10 Sep 2002 15:13:25 -0400 From: "matthew c. mead" <mmead-bmw@goof.com> Subject: Re: [E36M3] Re: USAA Insurance On Tue, Sep 10, 2002 at 01:43:13PM -0500, m3ltw@msn.com wrote: > My renewal from Allstate (special vehicle policy on racecar) included VERY > broad exclusions that would prohibit any kind of "speed" or competitive > contest, including autocrosses and anything at a racetrack (the way it is > written, even attending a NASCAR event where you get hit in the parking lot > would be excluded). I assume this is now on every Allstate policy. > > Heck, under modifications, they specifically excluded rollbars! > The insurance industry is getting wise! Darn. If they're getting wise to anything, it's probably fraudulent claims. I don't understand why people can't take responsibility for their accidents. When you are out on track at an event that supports you going triple digit speeds, you are learning to handle the car for racing conditions. Yes, it helps you on the highway, but if that were the only goal of the event, you would go no faster than highway speeds. The insurance carriers provide coverage that is intended to be used in public, on the street, driving among other drivers. They're just slow in realizing their wordings did not prevent claims at driver's events. The fact that the wording is currently so broad for carriers that have awoken to this risk is probably due to a fraudulent claims history connected with driver's events/racing/autocross. -matt -- matthew c. mead 97 Dakar M3/4 - sharked, xbraced 97 White GS-R/4 - stock (wife's) 92 Black Miata - dropped, dampened, headed towards SM http://www.goof.com/~mmead/
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#4. RE: [E36M3] Re: USAA Insurance - from Seth Thomas
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Date: Tue, 10 Sep 2002 15:43:02 -0400 From: "Seth Thomas" <porsche993@mindspring.com> Subject: RE: [E36M3] Re: USAA Insurance You wouldn't by chance be in the insurance industry would you? I agree with what you say about people taking responsibility about their accidents. But should insurance companies also not take responsibility with the claims presented by paying customers? I only say this because we all at some point or another have claims. And my experience with most insurance companies is that they like to delay the claims as long as they can and put you off. This after you have had 20 years of coverage with them with no faults. How fair is that? Are they living up to their end of the deal? Also have you ever been to a driver's school? Seth Thomas www.m3ltw.com > -----Original Message----- > From: matthew c. mead [mailto:mmead-bmw@goof.com] > Sent: Tuesday, September 10, 2002 3:23 PM > To: E36M3 > Subject: Re: [E36M3] Re: USAA Insurance > > > Date: Tue, 10 Sep 2002 15:13:25 -0400 > From: "matthew c. mead" <mmead-bmw@goof.com> > Subject: Re: [E36M3] Re: USAA Insurance > > On Tue, Sep 10, 2002 at 01:43:13PM -0500, m3ltw@msn.com wrote: > > My renewal from Allstate (special vehicle policy on racecar) > included VERY > > broad exclusions that would prohibit any kind of "speed" or competitive > > contest, including autocrosses and anything at a racetrack (the > way it is > > written, even attending a NASCAR event where you get hit in the > parking lot > > would be excluded). I assume this is now on every Allstate policy. > > > > Heck, under modifications, they specifically excluded rollbars! > > > The insurance industry is getting wise! Darn. > > If they're getting wise to anything, it's probably fraudulent > claims. > > I don't understand why people can't take responsibility for their > accidents. When you are out on track at an event that supports > you going triple digit speeds, you are learning to handle the car > for racing conditions. Yes, it helps you on the highway, but if > that were the only goal of the event, you would go no faster than > highway speeds. > > The insurance carriers provide coverage that is intended to be > used in public, on the street, driving among other drivers. > They're just slow in realizing their wordings did not prevent > claims at driver's events. The fact that the wording is > currently so broad for carriers that have awoken to this risk is > probably due to a fraudulent claims history connected with > driver's events/racing/autocross. > > > -matt > > -- > matthew c. mead > 97 Dakar M3/4 - sharked, xbraced > 97 White GS-R/4 - stock (wife's) > 92 Black Miata - dropped, dampened, headed towards SM > > http://www.goof.com/~mmead/ > > > ************************************************************* > List Commands > UNSUBSCRIBE - (in subject line) unsubscribes you from the mailing list. > DIR - sends a listing of files available in the list's GET directory. > GET filename1.ext,filename2.ext - sends the requested file(s). > > To issue a command/request to the server: > Send a message with the command you wish executed as the > subject of the message to the email address e36m3@bmw-m.net. > ************************************************************* > >
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#5. Negatives to E30M3 Control Arms? - from twisty M3
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Date: Tue, 10 Sep 2002 12:52:18 -0700 From: "twisty M3" <twistym3@hotmail.com> Subject: Negatives to E30M3 Control Arms? Just got back from a little weekend getaway while my car was having some front end suspension work done. One of my Konis had "something" broken inside, so I now have Bilsteins on the car... so far, no complainst, but I've only driven it 80 miles. ;) My control arm bushings needed replacement and I ended up finding a nice surprise when my mechanic told me to look under the car. Pretty, shiney aluminum! He put the aluminum E30 M3 control arms on. Nice!! I have to admit, I'm surprised at how much of an effect it *seems* to have already. Steering feels lighter and much more responsive. Could just be in my mind, having just come out of a rental car for 4 days, but even this morning I was still surprised at the difference in feel. I'm also in dire need of an alignement, so that may have something to do with as well. Anyway... now that I've got this unexpected "upgrade" that I didn't have time to research beforehand, can someone let me know if there are any negatives that I should be on the lookout for? (aside from aluminum parts possibly wearing out more quickly) Other positive effects I can look forward to noticing at the next track event? Thanks, Jonathan L. (just glad I didn't come home to find $4k Brembos on my car) _________________________________________________________________ Join the world’s largest e-mail service with MSN Hotmail. http://www.hotmail.com
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#6. [SoCal] High(er) Octane Fuel Source - from Philip
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Date: Tue, 10 Sep 2002 14:00:23 -0700 From: Philip <estorilphil@highstream.net> Subject: [SoCal] High(er) Octane Fuel Source Hey there, Say, anyone know of a good source to obtain high(er) octane unleaded fuel in the Orange County/Los Angeles area? I've been running 91 octane on my 99 sharked M3/2 since they lowered the octane rating. However, I have been growing more & more, eh, paranoid about the possible damage I may be inflicting on my car by subjecting her to such low (as supposed to 93) octane fuel. So, any help is appreciated... Thanks... :-) Phil 99 M3/2, sharked, x...blah blah 96 Burban...
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#7. Re: [E36M3] [SoCal] High(er) Octane Fuel Source - from Jim Bassett
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Date: Tue, 10 Sep 2002 14:11:21 -0700 From: Jim Bassett <jimbassett@attbi.com> Subject: Re: [E36M3] [SoCal] High(er) Octane Fuel Source At 02:03 PM 9/10/02, Philip wrote: >Say, anyone know of a good source to obtain high(er) octane unleaded fuel >in the Orange County/Los Angeles area? I've been running 91 octane on my >99 sharked M3/2 since they lowered the octane rating. However, I have >been growing more & more, eh, paranoid about the possible damage I may be >inflicting on my car by subjecting her to such low (as supposed to 93) >octane fuel. > >So, any help is appreciated... Thanks... You can go to www.76.com, and do a search on stations that have "racing fuel". Cheers, Jim Bassett
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#8. Re: [E36M3] Re: USAA Insurance - from matthew c. mead
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Date: Tue, 10 Sep 2002 17:18:01 -0400 From: "matthew c. mead" <mmead-bmw@goof.com> Subject: Re: [E36M3] Re: USAA Insurance On Tue, Sep 10, 2002 at 02:33:14PM -0500, Seth Thomas wrote: > You wouldn't by chance be in the insurance industry would you? I agree with > what you say about people taking responsibility about their accidents. But > should insurance companies also not take responsibility with the claims > presented by paying customers? I only say this because we all at some point > or another have claims. And my experience with most insurance companies is > that they like to delay the claims as long as they can and put you off. > This after you have had 20 years of coverage with them with no faults. How > fair is that? Are they living up to their end of the deal? I build apps for an insurance company. I used to build apps for a supplier to the insurance industry. I have nothing to do with claims, nor any sympathy for them. I think most insurance companies act horrendously with regards to claims and avoiding at any cost, paying them. Both consumers and insurance companies are to blame for the mess we're in. I don't know that either group has contributed more. Consumers take advantage of vague wordings by claiming things that by all common sense should not be claimed. Consumers make fraudulent claims by being dishonest about the specifics regarding a claim. Insurance carriers try to avoid claims to boost their bottom lines. Rather, they should become more operationally efficient, and perform better underwriting. If they decide to cover a risk, they should have no problem whatsoever paying a claim. If they do, there's something inaccurate about their underwriting. I have been cancelled by USAA because I had 3 small claims in a year (1 <$800, 1 <$600, and 1 <$250). Had I realized what a claims history does to you, I never would have claimed some of the things I claimed. The last claim I ran over a bolt in a carwash and they chose to write it as an at fault accident to provide me with the rental coverage I payed extra premium to cover. I think insurance carriers have one thing in mind, their bottom line, and often their policies push adjusters to deny claims to keep the payout rate down. I think consumers want a bank account for their troubles. An insurance policy is intended to cover specific risks - namely driving on public roads. The fact that some consumers have claimed they had their accidents on public roads while at driver's events appears fraudulent, so as a group, DE students are a higher risk of fraudulent claims. The carriers have knee-jerked and started putting into policies inappropriately broad language, so they can win in court when they want out of paying a claim. > Also have you ever been to a driver's school? I've done 5 in my 97 M3/4. I have always kept it to 8/10. After the 5th, I decided I wanted to be able to push it more. The E36 M3 is for me an expensive car and I do not wish to have to pay to repair it for a track incident. So I bought a Miata and undertook the safety equipment modifications and did my 6th school in it. When I am out on track in a DE, even with an instructor in the car, I will admit there is some informal, friendly competition with other drivers. That's racing and why I feel an accident there should not be covered by my insurance carrier. I have done DEs in my M3 mainly because I thought the largest threat to the car was me, and I have had the discipline to keep it in line. Now that I want to move on to more advanced techniques and eventually club racing, I purchased a car I can mentally commit to pushing off a cliff. -matt > > Seth Thomas > www.m3ltw.com > > > -----Original Message----- > > From: matthew c. mead [mailto:mmead-bmw@goof.com] > > Sent: Tuesday, September 10, 2002 3:23 PM > > To: E36M3 > > Subject: Re: [E36M3] Re: USAA Insurance > > > > > > Date: Tue, 10 Sep 2002 15:13:25 -0400 > > From: "matthew c. mead" <mmead-bmw@goof.com> > > Subject: Re: [E36M3] Re: USAA Insurance > > > > On Tue, Sep 10, 2002 at 01:43:13PM -0500, m3ltw@msn.com wrote: > > > My renewal from Allstate (special vehicle policy on racecar) > > included VERY > > > broad exclusions that would prohibit any kind of "speed" or competitive > > > contest, including autocrosses and anything at a racetrack (the > > way it is > > > written, even attending a NASCAR event where you get hit in the > > parking lot > > > would be excluded). I assume this is now on every Allstate policy. > > > > > > Heck, under modifications, they specifically excluded rollbars! > > > > > The insurance industry is getting wise! Darn. > > > > If they're getting wise to anything, it's probably fraudulent > > claims. > > > > I don't understand why people can't take responsibility for their > > accidents. When you are out on track at an event that supports > > you going triple digit speeds, you are learning to handle the car > > for racing conditions. Yes, it helps you on the highway, but if > > that were the only goal of the event, you would go no faster than > > highway speeds. > > > > The insurance carriers provide coverage that is intended to be > > used in public, on the street, driving among other drivers. > > They're just slow in realizing their wordings did not prevent > > claims at driver's events. The fact that the wording is > > currently so broad for carriers that have awoken to this risk is > > probably due to a fraudulent claims history connected with > > driver's events/racing/autocross. > > > > > > -matt > > > > -- > > matthew c. mead > > 97 Dakar M3/4 - sharked, xbraced > > 97 White GS-R/4 - stock (wife's) > > 92 Black Miata - dropped, dampened, headed towards SM > > > > http://www.goof.com/~mmead/ > > > > > > ************************************************************* > > List Commands > > UNSUBSCRIBE - (in subject line) unsubscribes you from the mailing list. > > DIR - sends a listing of files available in the list's GET directory. > > GET filename1.ext,filename2.ext - sends the requested file(s). > > > > To issue a command/request to the server: > > Send a message with the command you wish executed as the > > subject of the message to the email address e36m3@bmw-m.net. > > ************************************************************* > > > > > > > > > ************************************************************* > List Commands > UNSUBSCRIBE - (in subject line) unsubscribes you from the mailing list. > DIR - sends a listing of files available in the list's GET directory. > GET filename1.ext,filename2.ext - sends the requested file(s). > > To issue a command/request to the server: > Send a message with the command you wish executed as the > subject of the message to the email address e36m3@bmw-m.net. > ************************************************************* > > -- matthew c. mead 97 Dakar M3/4 - sharked, xbraced 97 White GS-R/4 - stock (wife's) 92 Black Miata - dropped, dampened, headed towards SM http://www.goof.com/~mmead/
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#9. Re: USAA Insurance - from Dan Snyder
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Date: Tue, 10 Sep 2002 14:25:01 -0400 From: "Dan Snyder" <m3ltw@msn.com> Subject: Re: USAA Insurance ----- Original Message ----- From: "matthew c. mead": > On Tue, Sep 10, 2002 at 01:43:13PM -0500, m3ltw@msn.com wrote: > > My renewal from Allstate (special vehicle policy on racecar) included VERY > > broad exclusions that would prohibit any kind of "speed" or competitive > > contest, including autocrosses and anything at a racetrack (the way it is > > written, even attending a NASCAR event where you get hit in the parking lot > > would be excluded). I assume this is now on every Allstate policy. > > > > Heck, under modifications, they specifically excluded rollbars! > > > The insurance industry is getting wise! Darn. > > If they're getting wise to anything, it's probably fraudulent > claims. > > I don't understand why people can't take responsibility for their > accidents. When you are out on track at an event that supports > you going triple digit speeds, you are learning to handle the car > for racing conditions. Yes, it helps you on the highway, but if > that were the only goal of the event, you would go no faster than > highway speeds. > > The insurance carriers provide coverage that is intended to be > used in public, on the street, driving among other drivers. > They're just slow in realizing their wordings did not prevent > claims at driver's events. The fact that the wording is > currently so broad for carriers that have awoken to this risk is > probably due to a fraudulent claims history connected with > driver's events/racing/autocross. Just so no one thinks I was trying to scam Allstate by covering my race car, I was very open and honest in my conversation with my agent. I said this was a race car, and it was NOT street legal, would NEVER be driven on the street, etc, but that I needed insurance at least for storage and transport, but that on-track insurance would be awesome. The AGENT found me special vehicle policy, which had NO racing/track/competition exclusions, all for the modest sum of $500/six months for a stated value of $25k! Now my race car is self-insured, just like almost all race-cars. The rest are happily covered by USAA! FYI, if you have an umbrella liability policy, it should at least insure you for liability while at a drivers school. Dan
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#10. USAA Insurance - from Paul Elliott
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Date: Tue, 10 Sep 2002 17:53:52 -0400 From: "Paul Elliott" <elliott.paul@worldnet.att.net> Subject: USAA Insurance >>(the way it is written, even attending a NASCAR event where you get hit in the parking lot would be excluded). I assume this is now on every Allstate policy.<< Yikes. I dont see how that can hold up. 'Attending' a timed event cannot be construed as 'participating' in a timed event. On what grounds can they withold coverage if youre a spectator? Is it even legal? Is it legal to withhold coverage if you have an auto mishap while you are visiting friends with 'red' hair? Or visiting 30 yr old males with basset hounds? Wouldnt it be judged equally as capricious? why not? Paul Elliott --------------------------------------------------------- '99 White M3; 45-50K miles; Dinan stage II SC kit with 6" RMS crank pulley: 11 psi; AA Aquamist Water/Methanol Injection; Fikse FM-10s; X-Brace; Dinan Koni Suspension; Stygar SS and Clutch Stop; Sound by Polk, Excelon, JLAudio