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#1. Insurance - from Paul Elliott
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Date: Wed, 2 Oct 2002 17:37:09 -0400 From: "Paul Elliott" <elliott.paul@worldnet.att.net> Subject: Insurance >>They are specifically excluding activities that improve driving skills. Go figure.<< Oh my god.... Id love for an insurance executive to stand up and tell us why engaging in activities designed to improve driver skills, as explicitly sited in their exclusions section, is an activity that rightfully should be excluded from our insurance coverage. I can just hear it now....'Your honor, I was at a driving school whose stated purpose is to improve my skills as a driver, and my insurance company said that learning how to drive better is not an activity they want to endorse!' Wouldnt you love for coverage of this to get into the papers? Talk about embarassment for the insurance company! Paul Elliott --------------------------------------------------------- '99 White M3; 45-50K miles; Dinan stage II SC kit with 6" RMS crank pulley: 11 psi; AA Aquamist Water/Methanol Injection; Fikse FM-10s; X-Brace; Dinan Koni Suspension; Stygar SS and Clutch Stop; Sound by Polk, Excelon, JLAudio
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#2. Re: [E36M3] Insurance - from DocWyte
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Date: Wed, 2 Oct 2002 14:52:00 -0700 (PDT) From: DocWyte <josh_wyte@yahoo.com> Subject: Re: [E36M3] Insurance Yeah, and when their attorney points out that you're on a private track, in a private automobile without a professional instructor, doing well into the triple digits with about 15-20 other people in the same situation I'm sure he'll rule in your favor. Good luck with that one. -josh --- Paul Elliott <elliott.paul@worldnet.att.net> wrote: > Date: Wed, 2 Oct 2002 17:37:09 -0400 > From: "Paul Elliott" <elliott.paul@worldnet.att.net> > Subject: Insurance > > >>They are specifically excluding activities that > improve driving skills. > Go > figure.<< > > Oh my god.... Id love for an insurance executive to > stand up and tell us why > engaging in activities designed to improve driver > skills, as explicitly > sited in their exclusions section, is an activity > that rightfully should be > excluded from our insurance coverage. I can just > hear it now....'Your > honor, I was at a driving school whose stated > purpose is to improve my > skills as a driver, and my insurance company said > that learning how to drive > better is not an activity they want to endorse!' > Wouldnt you love for > coverage of this to get into the papers? Talk about > embarassment for the > insurance company! > > Paul Elliott > --------------------------------------------------------- > '99 White M3; 45-50K miles; Dinan stage II SC kit > with 6" RMS crank pulley: > 11 psi; AA Aquamist Water/Methanol Injection; > Fikse FM-10s; X-Brace; > Dinan Koni Suspension; Stygar SS and Clutch Stop; > Sound by Polk, Excelon, > JLAudio > > > > > ************************************************************* > List Commands > UNSUBSCRIBE - (in subject line) unsubscribes you > from the mailing list. > DIR - sends a listing of files available in the > list's GET directory. > GET filename1.ext,filename2.ext - sends the > requested file(s). > > To issue a command/request to the server: > Send a message with the command you wish executed as > the > subject of the message to the email address > e36m3@bmw-m.net. > ************************************************************* > > ===== Josh Wyte Momentum Motorsports 508-833-3024 After 5 pm EST __________________________________________________ Do you Yahoo!? New DSL Internet Access from SBC & Yahoo! http://sbc.yahoo.com
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#3. Re: [E36M3] Insurance - from Paul Elliott
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Date: Wed, 2 Oct 2002 17:56:35 -0400 From: "Paul Elliott" <elliott.paul@worldnet.att.net> Subject: Re: [E36M3] Insurance Im just referring to the ironic wording, from an insurance exec, trying to explain why taking instruction to improve your driving skill is a non coverable event! Hey, its their wording, not mine!! Paul Elliott --------------------------------------------------------- '99 White M3; 45-50K miles; Dinan stage II SC kit with 6" RMS crank pulley: 11 psi; AA Aquamist Water/Methanol Injection; Fikse FM-10s; X-Brace; Dinan Koni Suspension; Stygar SS and Clutch Stop; Sound by Polk, Excelon, JLAudio ----- Original Message ----- From: "DocWyte" <josh_wyte@yahoo.com> To: "Paul Elliott" <elliott.paul@worldnet.att.net>; "E36M3" <e36m3@bmw-m.net> Sent: Wednesday, October 02, 2002 5:52 PM Subject: Re: [E36M3] Insurance > Yeah, and when their attorney points out that you're > on a private track, in a private automobile without a > professional instructor, doing well into the triple > digits with about 15-20 other people in the same > situation I'm sure he'll rule in your favor. > > Good luck with that one. > > -josh > > > --- Paul Elliott <elliott.paul@worldnet.att.net> > wrote: > > Date: Wed, 2 Oct 2002 17:37:09 -0400 > > From: "Paul Elliott" <elliott.paul@worldnet.att.net> > > Subject: Insurance > > > > >>They are specifically excluding activities that > > improve driving skills. > > Go > > figure.<< > > > > Oh my god.... Id love for an insurance executive to > > stand up and tell us why > > engaging in activities designed to improve driver > > skills, as explicitly > > sited in their exclusions section, is an activity > > that rightfully should be > > excluded from our insurance coverage. I can just > > hear it now....'Your > > honor, I was at a driving school whose stated > > purpose is to improve my > > skills as a driver, and my insurance company said > > that learning how to drive > > better is not an activity they want to endorse!' > > Wouldnt you love for > > coverage of this to get into the papers? Talk about > > embarassment for the > > insurance company! > > > > Paul Elliott > > > --------------------------------------------------------- > > '99 White M3; 45-50K miles; Dinan stage II SC kit > > with 6" RMS crank pulley: > > 11 psi; AA Aquamist Water/Methanol Injection; > > Fikse FM-10s; X-Brace; > > Dinan Koni Suspension; Stygar SS and Clutch Stop; > > Sound by Polk, Excelon, > > JLAudio > > > > > > > > > > > ************************************************************* > > List Commands > > UNSUBSCRIBE - (in subject line) unsubscribes you > > from the mailing list. > > DIR - sends a listing of files available in the > > list's GET directory. > > GET filename1.ext,filename2.ext - sends the > > requested file(s). > > > > To issue a command/request to the server: > > Send a message with the command you wish executed as > > the > > subject of the message to the email address > > e36m3@bmw-m.net. > > > ************************************************************* > > > > > > > ===== > Josh Wyte > Momentum Motorsports > 508-833-3024 After 5 pm EST > > __________________________________________________ > Do you Yahoo!? > New DSL Internet Access from SBC & Yahoo! > http://sbc.yahoo.com >
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#4. Insurance - from Paul Elliott
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Date: Wed, 2 Oct 2002 18:01:30 -0400 From: "Paul Elliott" <elliott.paul@worldnet.att.net> Subject: Insurance >>However, I am VERY amused by the fact that they SPECIFICALLY exclude improving your driving skills on a closed course<< That is exactly what I was referring to in my posts on the subject! The irony just sleighs me... :--) Paul Elliott --------------------------------------------------------- '99 White M3; 45-50K miles; Dinan stage II SC kit with 6" RMS crank pulley: 11 psi; AA Aquamist Water/Methanol Injection; Fikse FM-10s; X-Brace; Dinan Koni Suspension; Stygar SS and Clutch Stop; Sound by Polk, Excelon, JLAudio
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#5. Re: [E36M3] Insurance - from alex.fadeev@verizon.com
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Date: Wed, 2 Oct 2002 17:13:36 -0500 From: alex.fadeev@verizon.com Subject: Re: [E36M3] Insurance "Paul Elliott" <elliott.paul@worldnet.att.net> wrote: > > Im just referring to the ironic wording, from an insurance exec, > trying to explain why taking instruction to improve your driving > skill is a non coverable event! Hey, its their wording, not mine!! Paul, Let it go. There is nothing controversial or ironic in the insurance disclaimer. Auto insurance companies are not in the business of creating safe drivers any more than health insurance companies are in the business of creating healthy people. Both are in the business of ensuring risks. Auto insurance company's ideal customer is a drunken driver with broken legs who can't driver the car and thus is unlikely to file a claim. Similarly, health insurance company's ideal customer is a healthy driver who's been paying premiums for all his life up until he got into a fatal car wreck and died quickly and cheaply. alex f > From: "DocWyte" <josh_wyte@yahoo.com> > > > Yeah, and when their attorney points out that you're > > on a private track, in a private automobile without a > > professional instructor, doing well into the triple > > digits with about 15-20 other people in the same > > situation I'm sure he'll rule in your favor. > > > > Good luck with that one. > > > > -josh > > > > > > --- Paul Elliott <elliott.paul@worldnet.att.net> wrote: > > > > > > >>They are specifically excluding activities that > > > >>improve driving skills. > > > >>Go > > > >>figure.<< > > > > Oh my god....
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#6. Re: [E36M3] Insurance - from Paul Elliott
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Date: Wed, 2 Oct 2002 18:37:20 -0400 From: "Paul Elliott" <elliott.paul@worldnet.att.net> Subject: Re: [E36M3] Insurance Alex, >>Let it go. There is nothing controversial or ironic in the insurance disclaimer<< Nevertheless, some of us do find the wording ironic. That an insurance company would tell the world that they dont believe that covering an event designed to improve driving skills would strike most people as ironic. Theres nothing to 'let go'..It strikes us as amusing. thats all. > Auto insurance company's ideal customer is a drunken driver with broken > legs who can't driver the car and thus is unlikely to file a claim. This may all be true. However, I would think that theyd prefer the public not view them in this way! Image does count for something, you know. Remember, were in good hands with allstate, except, when were trying to become better drivers. You dont find this amusing? cmon.. Paul Elliott --------------------------------------------------------- '99 White M3; 45-50K miles; Dinan stage II SC kit with 6" RMS crank pulley: 11 psi; AA Aquamist Water/Methanol Injection; Fikse FM-10s; X-Brace; Dinan Koni Suspension; Stygar SS and Clutch Stop; Sound by Polk, Excelon, JLAudio ----- Original Message ----- From: <alex.fadeev@verizon.com> To: "Paul Elliott" <elliott.paul@worldnet.att.net> Cc: <e36m3@bmw-m.net> Sent: Wednesday, October 02, 2002 6:13 PM Subject: Re: [E36M3] Insurance > > "Paul Elliott" <elliott.paul@worldnet.att.net> wrote: > > > > Im just referring to the ironic wording, from an insurance exec, > > trying to explain why taking instruction to improve your driving > > skill is a non coverable event! Hey, its their wording, not mine!! > > Paul, > Let it go. There is nothing controversial or ironic in the insurance > disclaimer. > Auto insurance companies are not in the business of creating safe drivers > any more than health insurance companies are in the business of creating > healthy people. > Both are in the business of ensuring risks. > Auto insurance company's ideal customer is a drunken driver with broken > legs who can't driver the car and thus is unlikely to file a claim. > Similarly, health insurance company's ideal customer is a healthy driver > who's been paying premiums for all his life up until he got into a fatal > car wreck and died quickly and cheaply. > > alex f > > > > From: "DocWyte" <josh_wyte@yahoo.com> > > > > > Yeah, and when their attorney points out that you're > > > on a private track, in a private automobile without a > > > professional instructor, doing well into the triple > > > digits with about 15-20 other people in the same > > > situation I'm sure he'll rule in your favor. > > > > > > Good luck with that one. > > > > > > -josh > > > > > > > > > --- Paul Elliott <elliott.paul@worldnet.att.net> wrote: > > > > > > > > >>They are specifically excluding activities that > > > > >>improve driving skills. > > > > >>Go > > > > >>figure.<< > > > > > > Oh my god.... > > >
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#7. RE: [E36M3] Insurance - from Doug Wirth
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Date: Wed, 2 Oct 2002 15:48:15 -0700 From: Doug Wirth <DWirth@serena.com> Subject: RE: [E36M3] Insurance I was looking over my policy with American National, didn't see any reference to drivers schools. Does anyone have the same insurance and know otherwise? are Allstate and USAA the only insurers that are doing this? Doug Wirth *********************************************************************** This email and any files transmitted with it are confidential and intended solely for the use of the individual or entity to whom they are addressed. Any unauthorized review, use, disclosure or distribution is prohibited. If you are not the intended recipient, please contact the sender by reply e-mail and destroy all copies of the original message. ***********************************************************************
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#8. RE: [E36M3] My LTW is for sale - from Carguymb@aol.com
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Date: Wed, 2 Oct 2002 21:26:45 EDT From: Carguymb@aol.com Subject: RE: [E36M3] My LTW is for sale Thanks for the info, Seth. I should have remembered, "if you have to ask...." Now, I really need to help Seth with his car, so is anybody willing to give me $30k for my very desirable basically stock '95 M3 with only 55k miles and no expensive modifications to reduce its value?! ;-) Martin Bullen '95 M3 '97 Z3 2.8 (This time with the correct subject line...) In a message dated 10/2/02 11:53:18 AM, e36m3@bmw-m.net writes: > >Date: Wed, 2 Oct 2002 08:54:32 -0400 >From: "Seth Thomas" <porsche993@mindspring.com> >Subject: RE: [E36M3] My LTW is for sale > >I guess that might help the sale of the car. Price I am asking for it >is >$38K and the car is located in Atlanta, GA. > >Seth Thomas >www.m3ltw.com > > > >> -----Original Message----- >> From: Carguymb@aol.com [mailto:Carguymb@aol.com] >> Sent: Tuesday, October 01, 2002 8:30 PM >> To: E36M3 >> Subject: RE: [E36M3] My LTW is for sale >> >> >> Date: Tue, 1 Oct 2002 20:28:54 EDT >> From: Carguymb@aol.com >> Subject: RE: [E36M3] My LTW is for sale >> >> Seth, >> >> Nice car! Want to throw a price out there and tell us where the car >is? >> >> Martin Bullen >> '95 M3 >> '97 Z3 2.8
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#9. Re: [E36M3] Insurance - from Ed Yee
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Date: Thu, 3 Oct 2002 00:17:34 -0400 From: "Ed Yee" <edyee@attbi.com> Subject: Re: [E36M3] Insurance Paul, I have no love of insurance companies by any stretch of the imagination, but can you just try to be a little more objective, and consider both sides? First, many insurance companies will give you reduced rates if you complete a BDI (Basic Driver Improvement) course. Yes this is the "ticket school class". The insurance company IS interested in better drivers (eventhough the class itself may not be worth a damn, you sit in a classroom, not drive around a track at high speeds). Lets look at Driving Events. They are insuring you, the participant. You will be driving with other drivers on a course higher than "normal speed", ostensibly to improve your high performance (read: race) driving skills. Higher on track speeds = higher risk for an accident during the DE. Even if you were the only student, you and your car are at risk of damage during the event. These are not car control clinics given by licensed(?) instructors such as Bob Bondurant (sp?), which were claimed at one time to be eligible for insurance discounts. You drive Bob's specially prepared cars, not yours. Insurance companies care about risk. Even IF you could somehow convince them that you are a better driver on the street because of the DE, what about the thousands of other drivers out on the streets that can involve you in an accident. There's no proof that a DE will result in you making less claims in the future. I agree with Alex, there is nothing controversial or ironic in the insurance disclaimer. If your insurance company covers you in a DE, then great, if not, don't whine about it, get the proper coverage (additional insurance rider or switch companies). ----- Original Message ----- From: "Paul Elliott" <elliott.paul@worldnet.att.net> To: "E36M3" <e36m3@bmw-m.net> Sent: Wednesday, October 02, 2002 6:40 PM Subject: Re: [E36M3] Insurance > Date: Wed, 2 Oct 2002 18:37:20 -0400 > From: "Paul Elliott" <elliott.paul@worldnet.att.net> > Subject: Re: [E36M3] Insurance > > Alex, > > >>Let it go. There is nothing controversial or ironic in the insurance > disclaimer<< > > Nevertheless, some of us do find the wording ironic. That an insurance > company would tell the world that they dont believe that covering an event > designed to improve driving skills would strike most people as ironic. > Theres nothing to 'let go'..It strikes us as amusing. thats all. >
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#10. Slightly OT: Check out this e30 M3 - from Johnny Lee
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Date: Thu, 03 Oct 2002 00:48:59 -0400 From: Johnny Lee <mclee@comcast.net> Subject: Slightly OT: Check out this e30 M3 A friend of mine forwarded me this link. Can you imagine what kind of performance this "thing" would have if it completed? What a project ... http://www.bimmerforums.com/forum/showthread.php?s=&threadid=49068 BTW, does anyone know any good BMW mechanic/shops in the MD/DC area? -Johnny 98 M3/4